We provide specialist advice on all sorts of mortgages, whether you are buying your first home or refinancing a large portfolio of Buy-to-Let properties.
Buying a property is one of the biggest financial decisions you'll ever have to make. Many people opt to take out a mortgage with their own bank owing to their existing relationship, but whatever bank or building society that may be, they can only offer you their own mortgages. Kingsley Wealth Management can offer mortgages from the whole of market, so that we can find the most competitive deal for you.
Did you know that a difference in interest rates of just 1% on an average mortgage could lead to you paying tens of thousands more over the full term of the mortgage?
Areas where we can add value
If you are buying your first home, or perhaps are just a little unsure, as part of our service we will talk you through the process and keep you informed at every stage.
If you are thinking of buying a new home, we can also go through the pros and cons of using the government's Help to Buy scheme, and again guide you through the process. If you already have Help to Buy in place, we can also help with remortgaging to repay the Help to Buy loan.
If the deal on your existing mortgage is coming to an end, you may be thinking about remortgaging. We can help find you the best deal available currently. When remortgaging, we can also potentially help with capital raising (for home improvements, or debt consolidation for example).
If you have a less than perfect credit score, which is probably more common than you think these days, we can find a mortgage for you.
You may be considering investing in property, by purchasing a buy-to-let. Whether it's a single unit, a HMO, or a block of flats we can help you find the best deal.